Auto Insurance Macon Ga
When traveling through Georgia, most drivers will end up driving through Macon due to its central location within the state. Macon was briefly the capital of Georgia, before that, Macon was the home to Native Americans for thousands of years. Unfortunately, Macon also has its dangers. Bibb County, in which Macon resides, is the #1 county in Georgia for pedestrian deaths. Peachstate Insurance has been doing business in Central Georgia for over 30 years. The Macon office is easily reachable by phone, email or using the website. Our agents are very familiar with the needs of those in Central Georgia and love to save people money on their car insurance.
auto insurance macon ga
Peachstate works with standard and nonstandard drivers to find cheap car insurance and the right amount of coverage. We work hard to create a bond with our clients and connect them with reliable carriers they can trust. Call us at 770-387-2633 or visit us down the road today. SO SWEET AT THE PEACH!
You can still get car insurance if you have bad credit, but your premiums may be higher. Peachstate insures both standard and nonstandard drivers, and we work hard to make sure you get every discount regardless of credit score.
When you buy car insurance, the expenses can take up a massive chunk of your budget. But, here at Velox, we offer many discounts and coverage options to help you ensure your car at a more affordable price.
At Velox Insurance, we work to provide auto insurance to drivers who may be considered high-risk or not accepted by other insurance companies. Besides, our representatives at Macon can help you tailor your insurance coverage to meet Georgia driving laws and regulations.
Georgia law requires that all drivers must have at least the following required minimum auto insurance coverages for your vehicle: Bodily Injury Liability: $25,000 per person and $50,000 per accident. Property Damage Liability: $25,000 per accident.
Yes, all drivers in Macon must provide proof of insurance when operating any vehicle. Failure to do so can result in hefty fines and suspension. Having insurance is just as important as having a title on your car or registering it with the DMV.
Yes, you can get car insurance if you have bad credit but your insurance rate could be a little higher. Thankfully Velox Insurance represents several insurance carriers and we can find you at a very competitive rate.
Macon has a lower annual average auto insurance premium of $1,431 compared with Georgia's average of $1,638. GEICO's policy, at an average of $972, is the city's cheapest widely available plan. You should compare several insurance providers across various driving histories and coverage levels using MoneyGeek's data in this guide. In addition, we've evaluated the best car insurance companies in Macon based on a combination of pricing and quality.
Whether GEICO or another company in Macon offers the cheapest option depends on your driving history and the policy levels you choose. According to MoneyGeek's research, the city's cheapest companies for state minimum insurance and for drivers with a traffic ticket, on average, are:
Military families can qualify for the city's most affordable policy from USAA, but we opted to not include our rankings due to this eligibility requirement. Otherwise, MoneyGeek rated GEICO as the city's best insurance provider balancing quality service and affordability.
GEICO's insurance in Macon is less than half the cost of the average quote from Progressive, the city's most expensive company. Note that a full coverage policy includes comprehensive and collision coverage in addition to the bare minimum liability coverage needed by law. Premiums also vary according to the level of liability coverage.
It's possible to only buy the bare minimum of coverage with the cheapest car insurance. For the most affordable minimum liability insurance in the city, on average, MoneyGeek recommends the following two companies:
A minimum coverage policy is typically the cheapest available plan, but it lacks comprehensive and collision coverage, putting you at risk of not being completely protected. In the case of an accident, a full coverage insurance policy with comprehensive and collision coverage might provide further protection.
Georgia's insurance law mandates that drivers maintain a minimum of 25/50/25 liability insurance. Although this level of coverage may offer cheapest car insurance in Macon, it is also likely to provide just the basic amount of protection. If you're involved in an accident and your insurance doesn't provide enough coverage, you may be liable to pay a significant amount of money out of pocket.
For example, if you are responsible for $60,000 in medical expenditures following an accident but only have $50,000 in bodily injury liability insurance per accident, you will have to pay the remaining $10,000.
If you have a speeding ticket, an at-fault accident or a DUI on your driving record, your car insurance quotes will be higher. The following companies offer Macon's cheapest and widely available insurance plans, on average, based on the city's most common traffic offenses:
Keeping a spotless driving record can lower your insurance rates, regardless of previous traffic violations. Drivers in this position can shop around for the best and cheap car insurance for individuals with poor driving records.
The average car insurance rate in Macon is $1,431 per year, which is much cheaper than the state average and just $7 more than the national average. Drivers in the city pay around 12.6% less than the average premium in the state and a negligible 0.5% more than the national average.
Insurance prices in Macon are calculated using variables, such as the driver's gender and age, the driver's ZIP code and the car make and model. For example, the premiums paid by an 18-year-old driver can be significantly different than that of a 40-year-old driver. It's important to check and compare quotes from numerous providers on a frequent basis to ensure you're getting the best insurance offer available.
USAA was not included in our ranking, as policies are only available to military members and their families. However, the insurer received an overall MoneyGeek score of 99 out of 100, making it the best car insurance provider in Macon for current and former military members.
GEICO received a score of 4 out of 5 for both claims and financial stability. The insurer also received superior scores for customer satisfaction and affordability. On average, a 40-year-old driver in Macon will pay $972 per year for a full coverage policy. Mechanical breakdown insurance (MBI), a coverage rarely offered by other insurers, is available as an add-on coverage.
State Farm is the second-best insurance provider in Macon based on its high scores in all categories. A 40-year-old driver in Macon can enjoy a full coverage policy for $1,251 per year. The insurer offers rideshare insurance, a unique coverage option that covers rideshare drivers.
The cost of Georgia auto insurance is heavily influenced by where you live in Macon. It is possible that car insurance rates will rise due to an increase in the number of thefts, accidents and natural disasters in a particular area.
MoneyGeek examined average auto insurance rates in two Macon ZIP codes and observed that residents of the 31210 ZIP code pay $1 less per year for auto insurance than residents of the 31204 ZIP code. Although the difference is negligible for our sample driver, it might vary considerably based on your driver profile and location.
In addition to individual driver needs and history, location-specific factors like the rate of fatal accidents and the percentage of uninsured motorists also contribute to car insurance rates in Macon. How Macon ranks compared to the 300 most populous cities in the United States can have a significant impact on premium costs.
Mark Fitzpatrick is a senior content director at MoneyGeek with over five years of experience analyzing the insurance market, conducting original research and creating content that can be personalized for every buyer. He has been quoted on insurance topics in several publications, including CNBC, NBC News and Mashable.
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Auto insurance - if you drive, you need it. But what level of coverage do you really have to have? What's the price tag on a Georgia insurance policy? Is non-owner insurance a thing, too? Does your driving history matter? What if I'm dealing with an SR-22? Bad credit?
Your helpful Acceptance Insurance agent in Macon can walk you through these questions and many more. Our trained and licensed Georgia agents know the law and will guide you through the insurance process, from a free quote to a policy that fits your needs. Call, click, or come in today to ask about low down payments, flexible payment options, and experience our great service. Get started with a quick Georgia car insurance quote!
Whether you're an experienced rider or not, you might have to lay your motorcycle down at some point. Getting the cheapest motorcycle insurance might not be the best route - if you are injured or have any liability, will you be covered? You might be required to have motorcycle insurance in Macon depending on where you live and if your motorcycle is leased or financed. Motorcycle insurance can be beneficial even if you're not required to have it. Similar to car insurance, motorcycle coverage helps protect you, your passengers, and your motorcycle if you're involved in an accident. It can pay for damage to your bike, medical expenses, and even hail damage to custom bike parts, depending on your coverage. All riders, whatever their experience level, can find value in motorcycle insurance. Call, click, or come in soon to speak with a local Macon Acceptance agent and find the best GA motorcycle insurance policy for you. We'll put together a plan that accounts for your state motorcycle requirements, personal needs, and financial situation. When you partner with Acceptance, you don't have to think twice when the open road calls your name! 041b061a72